Jossy Chacko was a successful Indian businessman abroad when he experienced a supernatural encounter in his personal life while travelling to visit Taj Mahal with his newly-wedded wife.  A little boy named Raju holding a broom in his hands came in and asked permission from Jossy Chacko to clean his cubicle.
This was unusual for Chacko and his wife. They asked him a string of questions. Raju, an illiterate boy had endured much suffering in his life.
This boy's miseries made Chacko think. He began to ask questions to himself, What is the purpose of my life?  Is it just being a businessman who made all the money he wanted and being termed as successful?
Chacko began to think beyond his comfort zone and his life's success; he began to think about the millions out there in the dark and the sufferings they were destined to face.
At last he took a decision that changed the destiny of his life and that of many others. He forsook his desire of leading a posh retirement. He set out with his family and all he had to stand for the cause of the lost and the suffering people of North India.
His life was transformed and the journey of transforming people and communities began there. The one-man mission has become an army now with many staffs and 2,500 social workers fulfilling the vision of transforming the poor and the needy.
CFI Charitable Trust came into existence in 1998 with just five members in Delhi, is now spread across North and North-East India with a range of developmental activities among the poor and the vulnerable.